What Are Some Reviews for American Express Credit Card?

When shopping for a new credit card, you want to know what other users have to say. American Express is a widely known credit card issuer with an excellent reputation for customer service. It supplies a number of rewards programs customers love. American Express does have some areas customers would love to see improvements; however, overall, it ranks high.

Nov 22, 2021

American Express has once again taken the top honors in the JD Power customer satisfaction survey (narrowly beating out the competition), but what do customers have to say about it? What are some reviews for American Express credit card? You can find out more about what consumers have to say about American Express by contacting customer support here, and you can read some reviews below.

What Customers Like

When asked what customers like about American Express credit cards, they have responded with the following:

  1. American Express cards have been praised for being convenient and easy to use.
  2. American Express rewards programs are among the best in the market. Customers enjoy the variety and ease of earning rewards with their American Express cards.
  3. The American Express platinum card benefits are a huge plus among cardholders. The following benefits are among those consumers have reported loving about American Express.
  • Baggage insurance
  • Purchase protection
  • Extended warranties
  • Customers also love that American Express has partnered with companies such as Hilton and Delta to enhance rewards and increase opportunities for consumers.
  • American Express continued to supply stellar customer service during the pandemic, and going that extra mile was not lost on customers.
  • Customer support is another area cardholders give American Express kudos.
  • What Customers Disliked

    While American Express does have the highest customer service rating, there are some things customers do not like. Those issues include the following:

    1. American Express is not as widely accepted as Visa and MasterCard, so buying options are sometimes limited with American Express. This is the biggest complaint among American Express cardholders.
    2. Some customers have reported that American Express is slow to pay out rewards earned (or refused to pay out rewards).
    3. Customers have also reported American Express does not cover undelivered orders in its purchase protection.
    4. American Express cardholders have reported their credit limits have been dropped unexpectedly on accounts in good standing. These decreases in credit limit create a negative impact on the consumers' credit scores by changing the credit card usage ratio.
    5. Customers have also reported rewards actually credited to accounts are less than the rewards advertised.
    6. Customers have also reported that the terms and conditions of the rewards program are unclear, leaving customers waiting for certain rewards they expected earlier in the account.

    Bottom Line

    The bottom line is American Express had more positive reviews than negative reviews. While customers disliked some issues, American Express was rated as good overall, once again landing it at the top of the JD Power customer satisfaction survey. For more information, contact American Express customer service here.

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